Linking extreme interannual changes in prey availability to foraging behaviour and breeding investment in a marine predator, the macaroni penguin

first_imgUnderstanding the mechanisms that link prey availability to predator behaviour and population change is central to projecting how a species may respond to future environmental pressures. We documented the behavioural responses and breeding investment of macaroni penguins Eudyptes chrysolophus across five breeding seasons where local prey density changed by five-fold; from very low to highly abundant. When prey availability was low, foraging trips were significantly longer and extended overnight. Birds also foraged farther from the colony, potentially in order to reach more distant foraging grounds and allow for increased search times. These extended foraging trips were also linked to a marked decrease in fledgling weights, most likely associated with reduced rates of provisioning. Furthermore, by comparing our results with previous work on this population, it appears that lowered first-year survival rates associated, at least partially, with fledging masses were also evident for this cohort. This study integrates a unique set of prey density, predator behaviour and predator breeding investment data to highlight a possible behavioural mechanism linking perturbations in prey availability to population demography.last_img read more

When credit unions think disruption, think beer

first_imgThat might sound a bit odd, but it’s true. The disruption happening in the financial sector now, with neobanks, fintechs and e-banks – not to mention business development companies and private equity firms and real estate investment trusts on the commercial side – a lot is changing in the staid, conservative world of banking.That’s where beer comes in.No, not to drown your worries about being left behind in the fintech movement.This is about coming to the realization that what is happening in the financial sector with fintech in all its many forms is just the next iteration of the trend toward digital productivity and customization that tech is spreading across all sectors of the economy.And t’s most analogous to the challenges that CUs are facing moving forward.The beer industry was run by a handful of large firms that dominated local and national markets. Size mattered. And it chugged along just fine, tweaking recipes to maintain margins and buying out smaller players in local markets – or forcing them out – to increase market share for stockholders.It was a pretty straightforward model that worked well for decades since antiquated, Prohibition-era regulations created barriers to entry that kept upstarts and smaller players on the opposite side of the moat. The big players had only worry about themselves since none of them were interested in changing the status quo.Then, craft brewers started popping up. The big players scoffed at them. I remember when the trend started a couple of decades ago, craft brewers represented 1% or 2% market share when Samuel Adams started getting press and broader distribution. Gnats in the grand scheme of things.The big brewers did nothing about it. ‘Let them have their minuscule niches’ was the view from the boardrooms. As a matter of fact, the big players started to look for growth not downmarket but upmarket, eating their own. Huge mergers consolidated the beer market even more than it already was, now on a global scale.That left local and regional markets open to smaller breweries who were taking advantage of tech-savvy brewers and more sophisticated logistics and marketing techniques. And more and more customers were being exposed to what beer could be when it wasn’t brewed by the accounting department of a multinational conglomerate. There were new levels of variety, quality, customer attention, and innovation for local customers.It caught the monolithic masters of the brewing universe by surprise.According to USAToday, craft brews now account for more than 24% of the $114 billion market. What’s more, beer sales year over year are relatively flat, yet craft brew sales grew about 5%.They’re now the growth engine in the sector.And now the big brewers are scrambling for growth by buying small brewers to get a piece of the action. The hubris of ‘bigger is better’ thinking has been disproven by technology.Fintech is the same kind of disruptive force. Credit unions in this environment are sweating rising efficiency ratios and dwindling net interest margins as rates drop. But fintech is a way out, where the little guy can outmaneuver the big players.Fintech provides credit unions with the same powerful tools that the big banks have and allows CUs to leverage their local knowledge and connections to local customers and businesses much better than larger banks.So, when you read that next article on some new neobank or fintech, think about how you can use it to your advantage, don’t see it as a threat. And remember how craft brew Davids have put the Goliaths on notice. 25SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Gregg Early Gregg is the Strategic Content Director at Geezeo, Digital content development and content strategies for Geezeo’s numerous clients in the Personal Financial Management (PFM) and FinTech sectors.Building the bridge … Web: www.geezeo.com Detailslast_img read more

Contemporary family home with all the upgrades

first_imgThe master bedroom has balcony access.Residents can also access a lifestyle centre with swimming pools, gym, tennis courts and a cafe.The Rochedale home is close Redeemer College and is in the Mansfield State High School catchment. It is also minutes from the soon to be built Rochedale Town Shopping Centre. The home is on the market for offers over $930,000. The home at 23 Platypus Cct, Rochedale is on the market for offers over $930,000THIS modern home in Rochedale comes with a host of extras including a three-hole putting green. The two-storey home at 23 Platypus Circuit has four bedrooms with built-in robes and a main bathroom with Caesarstone benchtop upstairs. The main bedroom has a walk-in robe with custom dresser, an ensuite with free standing bathtub and a balcony. The kitchen has quality appliances.The dining and living areas open to the covered alfresco space with timber decking and ceiling fans. The bedrooms are all upstairs along with a gallery space and a second living area. Outside, a putting green with three holes runs along the side of the house. Mr Yamada said the home also had bamboo flooring, high ceilings, ducted airconditioning, solar power and a water tank. center_img The home comes with a putting green.First National Rochedale marketing agent Nick Yamada said the home was seamlessly designed and full of upgrades. “The property has a striking presentation with contemporary finishes throughout,” he said. The open plan kitchen, living area and dining space are on the ground floor along with a study nook, powder room and laundry. More from newsCrowd expected as mega estate goes under the hammer7 Aug 2020Hard work, resourcefulness and $17k bring old Ipswich home back to life20 Apr 2020The kitchen has two pack cabinetry, soft close drawers, stone benches, AEG appliances including steam and pyrolytic ovens, and a butler’s pantry with sink and walk-in pantry. last_img read more

Thomas Stafford Dog Park officially open in downtown

first_imgAddThis Sharing ButtonsShare to FacebookFacebookShare to TwitterTwitterShare to MoreAddThisAlpena — The city of Alpena opened the Thomas Stafford Dog Park this afternoon. The new, spacious area for dogs is located behind the Alpena Post Office in North Riverfront Park. A few dogs and their owners made it to the soft opening on Friday afternoon.“I think it’s great that they’re getting stuff out there for people to use and have… it’s a good time,” said Dog Owner Steve Shaver. Shaver brought his daughter Kenzie and their dog Lucy to the park after hearing about the opening that day.The park features a few special features for the pups including a water spiget, concrete tunnel, and a ton of open space to run around. Four benches are set to be installed once the city’s contractor is available to pour concrete and set the bench. So far no hours have been set for the park. Dog owners are asked to pick up their dog’s waste. For the first day of operations, the dogs that explored the park exhausted their energy all over the park.“They can go run around if they want and do what they want and relax,” said Melissa La France. “The parents can just sit and watch them run around.”A formal dedication ceremony for Thomas Stafford will take place in the near future. The city is still waiting on signage and final arrangements. Expect to see more people and dogs on the north side of the Thunder Bay River.“It’s just a cool, little unit for dogs to come and play,” said Shaver.AddThis Sharing ButtonsShare to FacebookFacebookShare to TwitterTwitterShare to MoreAddThis Tags: alpena, Alpena Post Office, City of Alpena, Dog Park, Dogs, MICHIGAN, North Riverfront Park, Thomas Stafford, Thomas Stafford Dog Park, Thunder Bay RiverContinue ReadingPrevious What’s Trending for August 31Next Operation Christmas Child Recipient Tells His Story of Receiving Shoeboxlast_img read more

Browns coach Freddie Kitchens says Ravens got away with cheap shot ‘because it’s Odell’

first_img Browns QB Baker Mayfield responds to Rex Ryan’s ‘overrated as hell’ remark Jarvis Landry injury update: Browns receiver (concussion) ruled out vs. Ravens It appeared that Humphrey choked Beckham after he had already been ruled down. What’s more? It happened directly in front of an official. Here’s what it looked like. pic.twitter.com/8w4xdS4u9F— Tom Withers (@twithersAP) September 29, 2019Kitchens said it is part of a pattern of cheap shots against the three-time Pro Bowl player.  Related News “I saw what you saw,” Browns coach Freddie Kitchens said after the game, according to ESPN. “He was getting choked on the ground. They get away with that because it’s Odell. I’m going to be one the phone with (NFL vice president of officiating) Al (Riveron) when I get on the bus.”Beckham, who finished the game with just two passes for 20 yards on seven targets, was often double, and even triple, covered.He had a … different response.“I’m just upset I lost my earring,” Beckham said after the game, according to the NFL Network.Humphrey ultimately apologized to Beckham. Browns coach Freddie Kitchens not giving up play-calling Freddie Kitchens was upset with a seemingly obvious disqualifying foul was never called against the Ravens.During the Browns eventual 40-25 win in Baltimore, there was an altercation between receiver Odell Beckham and Ravens defensive back Marlon Humphrey. “I ran into him after the game and apologized,” Humphrey told reporters. “It’s not really the brand of football I want to represent. The whistle blowed. It has to be over with.”Marlon Humphrey on incident with Odell Beckham Jr.: “I ran into him after the game and apologized. It’s not really the brand of football I want to represent. The whistle blowed. It has to be over with.”— Jamison Hensley (@jamisonhensley) September 29, 2019Referee Shawn Hochuli clarified the league’s stance after both players were penalized — Beckham for throwing a punch — but neither were ejected.“We didn’t see anything on the field that rose to the level of a disqualifying foul,” Hochuli said in a pool report, via the Baltimore Sun.last_img read more