Whether it’s new or used, buying a car is one of the most complex and expensive purchases you can make. It’s great to get a good deal, but doing a little homework and research can go a long way to avoid problems with future vehicle purchases. Read the helpful tips below to learn about important issues that may affect your car purchase.1. Ensure you get a good deal – The Office of the Indiana Attorney General offers a list of rights for consumers when purchasing a new or used car. Review these rights carefully to avoid being duped into buying a less than ideal vehicle.2. Understand your financing – Know the exact price of the car, the amount being financed and the total finance charge. Always research your options to make an informed and educated decision.3. Know when you should receive your title – At the time of purchase, confirm the location and possession of the title. If you have made all agreed upon initial payments, including delivery of a trade-in vehicle (if applicable), car dealers and individuals are required to deliver the title at the time of sale or delivery within 31 days of the sale (IC 9-32-4-1(a)(2)).4. Beware of odometer and salvage fraud – It is best to have a professional mechanic look at the vehicle before purchase; however, if this is not possible, pay attention to things like the upholstery and carpet matching the miles, oil change and other service stickers, dashboard repair or replacement, different colors of paint, and door and/or hinge replacement.You have a right to file a Consumer Complaint with the Office of the Indiana Attorney General if you feel any of your rights have been violated during the process of purchasing a vehicle.For information on filing a Consumer Complaint visit www.IndianaConsumer.com or call (317) 232-6330.More tips on purchasing a car are available on the Indiana Attorney General’s website. FacebookTwitterCopy LinkEmail
Entercom Communications is the parent company of over 120 radio stations. On September 10th, Entercom is launching their I’m Listening campaign, which addresses mental health awareness and suicide prevention, in honor of World Suicide Prevention Day. As such, for the first time ever, the company has developed a live on-air special that will be broadcast across all of Entercom’s channels on World Suicide Prevention Day (Sunday, September 10, 2017) at 10:00 a.m. (ET), 9:00 a.m. (CT), 8:00 a.m. (MT), and 7:00 a.m. (PT). In addition to this live special, Entercom stations will begin airing suicide prevention PSAs, on-air promos, and have live discussions about mental health starting today as a lead-up.Entercom’s two-hour live special will be hosted by BJ Shea, Entercom Seattle KISW-FM on-air personality, and feature interviews with medical professionals, artists, and celebrities, getting their own personal stories about mental health and suicide prevention. The special will also outline and offer help and resources to listeners via a live call-in option. Thus far, Metallica, Krist Novoselic of Nirvana, Logic, Alice In Chains, Halsey, Passion Pit, former Green Bay Packers player LeRoy Butler, Jack Antonoff, legendary music producer Bob Ezrin, and more have all signed on discuss mental health and to end the stigma about talking about it. Topics to be discussed include what all of us can do to prevent suicide, how to talk to friends and family about mental health and suicide, what to do if you or someone you know is struggling with depression, how to get involved in suicide prevention in your local community and where to go to learn more about the cause.As Dr. Christine Moutier, AFSP Chief Medical Officer, notes, “No matter who you are, you have a powerful role to play in preventing suicide. We’re at a point in time where so many people, including celebrities and musicians, have opened up about their experience with mental health or their loss to suicide. That brave act of opening up about mental health challenges has helped to shape the culture. Now it’s time to deepen our knowledge and learn what to do if you’re concerned about yourself or a loved one. The ability each of us has to make people in our lives feel valued can’t be underestimated.” As noted by the Center for Disease Control and Prevention (CDC), approximately one in five adults in the U.S. (roughly about 43.8 million people) experience mental illness in a given year. Additionally, one in five youths aged 13–18 years old will experience a severe mental disorder at some point during their life. Suicide is tenth leading cause of death in the United States, and among those aged 10 through 24, it is the third leading cause of death. Mental health does not discriminate, regardless of culture, race, ethnicity, gender or sexual orientation.If someone you know is going through a crisis, please call the National Suicide Prevention Lifeline at 1-800-273-TALK (8255) or contact the Crisis Text Line by texting TALK to 741-741. For more information about the campaign, please visit www.ImListening.org.
6SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr In a recent study conducted by Quantum Governance, only 22 percent of credit unions rated themselves as “effective” or “very effective” at conducting a regular process of self-evaluation. Comparatively, 34 percent felt they were ineffective or even “very ineffective” in doing so.With the long tenure of credit union board members and the continually evolving business climate that faces today’s credit union, remaining relevant, current and ahead of the curve is more important than ever. In fact, it is incumbent upon every credit union director to do so.A board assessment is a critical component in an ongoing process of board renewal, strengthening and improvement. Done well, it can provide an objective and comprehensive perspective that ultimately will help your board and senior management team focus your efforts, activities and precious resources. Together, you will identify your credit union’s strengths and challenges and, in doing so, find ways to move forward collectively to the betterment of your members.You can frame your issues in a new way, generating bright ideas and insights that will lead your credit union effectively into the future. Plus, you will build a baseline against which you can measure future progress. continue reading »
Liam Kearns’ side went down 1-10 to 1-9 to Clare in the McGrath Cup.Despite leading for virtually all of the match – and scoring a spectacular goal through Kevin O’Halloran – the Premier County were overtaken at the death by the home side.Although he was satisfied with the efforts of those that lined out yesterday the Tipp boss thinks the unavailability of so many players proved costly in the end… Tipperary’s next match in the McGrath Cup is against Kerry in Tipperary Town on Sunday week.
(Source: nap.ba) [wzslider autoplay=”true”]Between 15,000 and 20,000 B&H fans cheered for the Dragons last night at the “King Baudouin” stadium in Brussels.Large number of fans of our national team arrived in Brussels. Flags and B&H songs were everywhere. Belgians looked around, confused by happy fans who were preparing for last night’s match between Belgium and B&H, which was played within the qualifiers for the European Championship in France.Fans gathered at the main square in Brussels at 2 p.m., from where they went to the “King Baudouin” stadium at 5 p.m.Atmosphere in the dressing room of Dragons was good as well. Head coach of our national football team, Mehmed Baždarević, stated at the press conference that was held couple of days ago in in Brussels, that Belgium has very quality team, but B&H also has a chance to get a good result in the match.Back then, the coach of the Dragons stated that Džeko and the team will not calculate and go for one point, but they will be brave and play for victory.