Saving money sounds simple enough, but it can be a tough habit to form. Thankfully, new mobile banking apps have arrived on the scene to help you manage your finances and set aside money for a rainy day. One of the newest offerings is a personal finance app called Moven.The Cheat Sheet spoke with Alex Sion, president and managing director at Moven for details on the app, how it works, and his thoughts on the future of mobile banking.The Cheat Sheet: What is Moven?Alex Sion: Moven helps people build better money habits. Customers who use our award-winning app and the free debit card and mobile payment sticker we provide can stay mindful of their spending habits in real time and manage all their daily money matters on the go. They’ll make smart spending decisions and save effortlessly all from their mobile phone. continue reading » 32SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
BHP added that it was “looking at options to exit” two thermal coal projects in Australia and one in Colombia. Coking coal is primarily used to make iron and steel and has not been the primary focus of the effort to reduce the impacts of climate change. BHP’s own operational greenhouse gas emissions again rose. Rivals Rio Tinto and Anglo-American have announced similar shifts away from thermal coal.Henry, a long-time employee, was tapped to take over the top job from January 1, 2020.A Canadian, he joined the global resources company in 2003 and led its Australia minerals operations since 2016.Topics : Henry also predicted a rocky path ahead. “We expect most major economies will contract heavily in 2020, China being the exception,” he said.The company also confirmed a long-hinted shift away from the coal-for-electricity market. “To further enhance our portfolio for value, risk and returns, we intend to concentrate our coal portfolio on higher quality coking coals,” the company said in a statement. Mining giant BHP said profits fell four percent in the year ending in June, as the Anglo-Australian firm signaled a transition away from the intensely polluting thermal coal market on Tuesday.The company reported annual net profit of just under US$8 billion, versus $8.3 billion in the year before.Recently installed chief executive Mike Henry noted a “year marked by the challenges” linked to civil unrest in Chile – the world’s largest producer of copper – and the coronavirus pandemic.
The Hammers sit fourth in the Barclays Premier League having enjoyed victories over last season’s top two, Manchester City and Liverpool, in recent weeks. The likes of Diafra Sakho, Enner Valencia, Alex Song and Cheikhou Kouyate have all instantly taken to life at Upton Park and, alongside more established West Ham names such as Winston Reid and Mark Noble, the team have impressed in the opening stages of the season. Press Association “We have got to find that level of sustainability and consistency in our levels of results and performances. They have got to find out and I have got to find out if we are capable of that. “The big danger for us at Stoke is the hype surrounding us beating Manchester City cannot have a negative effect on us on Saturday and we don’t go out and produce the same level again – otherwise Stoke will beat us. “Stoke and Mark Hughes will be looking forward to us coming and thinking let’s put these to task and see if they can cope after that big result. “For me the players have a big test on Saturday and whether they can sustain that level of success they have achieved up to now.” If his players can prove that their early season form is more than just a flash in the pan, Allardyce has targets in mind for the coming years as West Ham prepare for their move to the Olympic Stadium in 2016. “I think, as a manager, sustainable progress is what it’s all about and you can be too slow and lose your job and then too quick and falter and then lose your job,” he added. “If you build slowly and steadily and success is improved year in, year out then you can eventually get to the stage where West Ham becomes like what an Everton is at the moment. That’s not only sustainability but looking at cup competitions and winning a trophy or getting into Europe, whatever it might be. “That can happen, if everything goes well, in this season or in the next two or three years perhaps – depending upon the investment and the improvement of the squad.” But Allardyce is keen to keep his players’ feet on the ground to ensure they are not sent crashing back down to Earth at Stoke on Saturday. “It’s not difficult for me but sometimes the players find it a bit difficult,” he said when asked about the expectation levels changing. “I said to the players don’t start reading about yourself too much or else we’ll have to start changing the size of the doors to get your heads through. So keep your feet on the ground and don’t read too much praise about yourself like you shouldn’t read too much of the criticism. “You play for the enjoyment and the praise that you get but make sure you manage it and control it well.” Having recorded notable victories over Liverpool and last weekend against champions City, West Ham have shown they can pick up points against the best sides in the league. But Stoke inflicted two defeats on the Hammers last season and Allardyce knows his team need to be focused on the task at hand at the Britannia Stadium and not get carried away. “We have got to maintain it and our levels of performance,” he said. “That is my responsibility because we have not been tested like this before and whether we can sustain this success. Manager Sam Allardyce has warned his West Ham players not to bask in the hype their recent results has created.
In its first friendly match within the preparations for the Mundobasket, the U17 national basketball team of BiH defeated Egypt in Kakanj with 40 points of advantage (80:40).Current champions of Europe held a real basketball lecture to the Egyptians.The golden generation of young BiH basketball players was controlling the match since the very beginning and it was never questionable who the winner will be.At the end of the third quarter, the BiH team was in the lead with 57:30 with the amazing performance of Džanan Musa, the most useful player from the past Eurobasket.The young player of Cedevita scored 21 points until the fourth quarter. The Egyptians could not avoid a difficult defeat, after the BiH guys continued playing amazingly in the last ten minutes.In two days, the BiH national team is to play a friendly match with Turkey, a lot more serious rival than Egypt.(Source: faktor.ba/photo: avaz.ba)