Blog post written by Mary Brintnall-Peterson, Ph.D., MBP Consulting, LLC, Professor Emeritus, University of Wisconsin-ExtensionToday I heard a radio program on how each and every one of us can make a difference in someone’s life. This seems impossible as we are bombarded with stories of war, terrorism, families in crisis, political conflicts, and other negative things happening in our communities and around the world. Katherine Fritz was on the radio program and she shared fifteen things I could do when the world feels like a terrible place.Katherine’s list can be found at, 15 Things You Can Do When the World Feels Like a Terrible Place. A few of her suggestions were giving clothing to the needy, sending a note to someone who has influenced you and let them know you are thinking of them, and leaving an extra-large tip to someone who serves you such as a waitress, the paper boy, etc. Her list made me realize that I could make a difference in the people’s lives with whom I interact.So I experimented to see what would happen if I did little things and reached out to others with kindness. I consciously made an effort to smile at people I didn’t know while at the grocery store, make a friendly comment to the store clerk, and let my husband’s doctor’s nurse know how much we appreciated her responding to our questions and requests. Those people I reached out to responded with a smile, a nice comment or said thank you and really meant it.It was amazing that I felt better for reaching out to them and it put me in a more positive frame of mind. I thought about how sometimes I get wrapped up in my own world of caregiving and develop a “poor me” attitude. When I have the “poor me” attitude I have a tendency to be negative and my temper is short. Basically, I’m not a happy person. When I am mindful about being positive, I find myself looking for ways to be kind. I am more likely to reach out to others. It’s as if I am on a mission to see if I can get a smile out of others, and as a result people respond positively to me.It reminds me of a high school graduation I attended years ago. The speaker focused on each of the graduates being a little above average in every facet of their lives and how that would not only improve their life but also make the world a better place to live. If I try to be above average in my efforts to reach out to others, I am emotionally healthier. Since I’m emotionally healthier I experience less stress, which allows me to have more patience and be a better listener.With the New Year vastly upon us, I’m making a New Year’s resolution to be “above average” in reaching out to others and to do the little things that will make someone smile! I hope you will join me in being “above average” in reaching out to others so together we can make a difference in the life of the person we are caring for and also in the lives of others we don’t know.This MFLN-Military Caregiving concentration blog post was published on December 18, 2015.
Mortgage approval delays are the key reason why many estate agents are experiencing difficulties and longer lead times with their sales progression an industry panel has claimed.Made during a webinar attended by estate agents, brokers and conveyancers, the comment came as they explores the issues facing today’s housing market.The panellists claimed that the big lenders are receiving 1,500 mortgage applications a day but can only process 500, and that getting an offer is now taking up to 18 days rather than the usual five to ten days.“Lenders are also doing more manual assessments to counteract the increased risk of lending to people who are self-employed and currently on furlough, so that’s also adding to the delays,” said Greg Cunnington, Director of Lender Relationships and New Homes at Alexander Hall.Sales progressionPart of this problem is that surveyors are also struggling to keep up with demand for mortgage valuations.Joe Arnold of Arnold & Baldwin Chartered Surveyors said: “We’re experiencing capacity issues with managing this new, heavy workload. “We’ve brought everyone back from furlough and it’s still not quite enough, but we’re reluctant to take on new people as we just don’t know what’s around the corner.“Unfortunately, it’s created a backlog of work, as where we only used to require 2-3 days’ notice to go out and do a mortgage valuation or survey, there’s now a three week wait.”The online TM Group organised panel (watch here), which was chaired by Emma Vigus, CEO of Mio, also laid down some rules for agents to enable sales to progress quickly.These included only allowing those with a mortgage decision in principle to do viewings; asking buyers and sellers to have a conveyancer lined up much earlier in the process; and ensuring AML and title checks are completed much earlier in the process.MIO mortgage approvals Sales progression TM Group September 29, 2020Nigel LewisOne commentGraham Davidson, Sequre Sequre 3rd October 2020 at 8:36 amMortgage offers taking 18 days on average rather than 5 to 10 days yet a property transaction takes on average around 12 weeks from offer to exchange. Exactly how is this holding up a transaction?Log in to ReplyWhat’s your opinion? Cancel replyYou must be logged in to post a comment.Please note: This is a site for professional discussion. Comments will carry your full name and company.This site uses Akismet to reduce spam. Learn how your comment data is processed.Related articles Letting agent fined £11,500 over unlicenced rent-to-rent HMO3rd May 2021 BREAKING: Evictions paperwork must now include ‘breathing space’ scheme details30th April 2021 City dwellers most satisfied with where they live30th April 2021 Home » News » Housing Market » Industry panel pins blame on mortgage firms for super-slow sales progression previous nextHousing MarketIndustry panel pins blame on mortgage firms for super-slow sales progressionAn industry webinar, organised by TM Group, reveals how lenders and surveyors are struggling to cope with the huge demand.Nigel Lewis29th September 20201 Comment1,703 Views